An Agreement of Purchase and Sale is a written agreement between a buyer and a seller in a real estate transaction. A prospective buyer initiates the agreement by drafting an offer document with their lawyer, and if the seller accepts, the agreement then becomes legally binding. The Agreement of Purchase and Sale serves as a...Read More

Having one income instead of two can certainly make it more difficult to afford a home and get approved for a mortgage. Here are several tips you will want to keep in mind if you are looking to purchase a home on a single income. Determine your budget Before embarking on your home-buying journey, it’s...Read More

The real estate market can be complicated and often leaves buyers with more questions than answers. Whether you are a first-time home buyer or have purchased several pieces of property over the years, it’s imperative that you seek out a legal professional to help you navigate any real estate transaction. We understand the importance of...Read More

Toronto is one of the world’s leading cities when it comes to culture, business, and education – all important factors when choosing a place to live. Continuously rated as one of the most livable cities in the world, it’s hard to find a match for its unique combination of diversity, accessibility, career opportunities, and standard...Read More

As part of the home buying process, prospective homeowners will hire a home inspector to perform a professional home inspection to evaluate the property and check for any issues. Their job is to identify anything in the home that could need replacing or is not up to code. The home inspector is hired to see...Read More

Buying or selling a house is a learning experience all on its own and you are likely to come across new terms that you may not be overly familiar with. We have compiled a list of mortgage terms that can help you navigate your way through the home-buying (or selling) process. Amortization Period This is...Read More

Are you looking to purchase a new home? This experience can be very exciting, especially for first-time home buyers. However, it can lead to buyer’s remorse if you’re not careful and do not do your research while house-hunting for your dream condo or home. The homeownership journey involves several processes and first-time home buyers may...Read More

If you’ve been thinking about investing in real estate, you are not alone. It is a common practice for people who want to diversify their portfolios and generate income and build wealth. Real estate provides rental income, appreciation, tax benefits, and more. But, is real estate really the best investment for your unique scenario? It...Read More

How important is your credit score when purchasing a home? The answer is very. Unless you intend on buying a new home outright, you will need to take out a mortgage to pay for it. Your credit score affects your mortgage and therefore it also affects the long-term cost of your home. Let’s take a...Read More

Owning a home is more than just purchasing a place to live. When you purchase a home, you are also buying a piece of property that has value and, over time, the equity you build up in your home is a smart investment. While many things impact the value of your property, home renovations and...Read More